SME External Incentive Promotion – Terms and Conditions:

28.09.2015 to 31.10.2015
Promoters: Commercial Risks (UK) Ltd & Troon Underwriting, Fourth Floor, 6 Lloyd’s Avenue, London, EC3N 3AX. (“the Promoter”).
This promotion is administered by Commercial Risks (UK) Ltd & Troon Underwriting, Fourth Floor, 6 Lloyd’s Avenue, London, EC3N 3AX.

Employees of brokers (“the User”) that have been permitted to obtain SME quotations must use the Troon website with the permission of their Employer.

Nothing in these conditions shall override the User’s duty to place the interests of its clients before all considerations in accordance with the general law of agency and all applicable statutes, statutory instruments, orders, rules, regulations and codes of practice having the force of law from time to time, and in particular but without limitation, the requirements, rules, regulations, guidance and code of practice of the Financial Services and Markets Act 2000 and any regulations made or having effect under it and any applicable regulator.

The User accepts and agrees that the provision of this promotion is not intended to induce the User to act in a way that is inconsistent with the legal and regulatory duties which the User owes to its clients.

To be entered into the prize draw, the User must submit a qualifying presentation to Troon in an acceptable format. A qualifying quotation is:
1. Material Damage/Business Interruption sum insured up to £8m any one location &/or Liability with a Turnover of up to £20,000,000

2. Total claims of less than £25,000 in the last 3 years

3. Commercial Combined, Combined Liability, Property Owners or Property Owners Liability class

4. A trade that fits our Trades and Sectors (see website www.troonuw.co.uk)

5. One qualifying presentation received by Troon equals one entry into the current prize draw.
The Promoter accepts no responsibility for invalid quotations or for problems with quotations caused by any factors outside of its control.

Only Quotations obtained from 12:00 a.m. on Monday 22th September 2015 to 11:59 p.m. on 31st October 2015 (“the Promotion Period”) are eligible for the purpose of this promotion.

The User must be resident in the UK including Northern Ireland and aged 18 or over.

It is not necessary for the User to bind a Quotation to enter the prize draw.

Employees of Troon Underwriting and their families are not eligible to enter.

The Promoter’s decision is final and no correspondence will be entered into as regards such decisions.

To the fullest extent permitted by law, the Promoter accepts no liability for the prizes or for any loss or damage arising from them.

Winners will be communicated to within 30 days of each draw by the Promoter, either by phone, letter, email or in person and their names will be published on the Promoter’s or its group companies’ websites.

5 weekly Prize draws will be conducted every Friday during the Promotion Period.

All prizes will be delivered by registered post within 45 days of the relevant draw taking place (subject to availability).

If any provision of these terms and conditions is held invalid by any law, rule, order or regulation of any government, or by the final determination of any court of a competent jurisdiction, such invalidity shall not affect the enforceability of any other provisions not held to be invalid.

By submitting a qualifying presentation the User is automatically entered into the prize draw, unless the User’s employer has objected to the User being entered into the prize draw and notified the Promoter of such objection in writing by email to partner@troonuw.co.uk, and is deemed to accept these terms and conditions and those of any relevant third party. Any failure to comply with these terms and/or conditions may result in the User’s disqualification from the prize draw at the Promoter’s discretion and the Promoter reserves the right to refuse, withhold and/or recover payment of the prize from the User as a result of any such failure to comply with these terms and/or conditions.

In the event that a winning User is no longer employed by the relevant brokerage, the principal or managing director of that brokerage shall be contacted by the Promoter and asked to allocate the prize to another employee or employees of that brokerage within 60 days, failing which the Promoter will be entitled to dispose of the prize as it sees fit and at its sole discretion without any liability to the winner for having done so.

The Promoter reserves the right to withdraw the prize draws at any time. Details of this will be published on the Promoter’s broker website at www.troonuw.co.uk

If a prize remains unclaimed 60 days after the relevant draw date after reasonable efforts have been made to contact the winner, the Promoter will be entitled to dispose of the prize as it sees fit and at its sole discretion without any liability to the winner for having done so.

No cash alternative is available for any of the prizes.

The Promoter reserves the right to provide substitute prizes of similar or greater value at any time. Details will be posted on the Promoter’s broker website at www.troonuw.co.uk

Prizes may be liable to tax and any tax liability shall be the responsibility of the winners.
The Prizes

There are 5 LEITZ mini bluetooth speaker prizes and one set of Beats Powerbeats 2 wireless in ear headphone prize to be won.

These terms and conditions are governed by and construed in accordance with the laws of England and Wales. The Promoter and User hereby submit to the exclusive jurisdiction of the courts of England and Wales over any claim or matter arising under or in connection with these terms and conditions.